DId you know we also help younger people with growing families find affordable term insurance?
Term life insurance is best described as INCOME REPLACEMENT in the event you pass away while you still have family relying on your income for their needs. These are policies that are effective for a certain time period (term), and cancel after the term is up. There is no cash value accrued, and you cannot barrow against the death benefit.
Exciting stuff, I know, but how many GoFundMe's do you see on social media these days? 100% of those people wish they had a life insurance policy instead!
Do you have LIFE INSURANCE FROM WORK?
Great...but what happens if you decide to change jobs, are laid off or get fired? That policy ends, and your protection does too.
That's why it's a WISE DECISION to get your own policy so there's no danger in it lapsing or becoming too expensive or impossible to obtain because of your health or age.
WHOLE LIFE is a separate type of insurance, but also a good idea to have in order to cover your funeral expenses. More on that if you click HERE.
*Medicare is a highly regulated industry that requires anyone who sells Medicare Advantage plans (Part C), Medicare Supplement plans (Medigap), or Prescription Drug plans (Part D) needs to be licensed in the state they are selling or enrolling people who are eligible for Medicare.
Christopher Kent is a licensed agent.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
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